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I like how the better you get at the game, the more wild risks you're inclined to take. Veteran players know exactly how to play it safe and min max, yet there's always the temptation to abandon safe...

I set my tactics on cowardly and equip a shield precisely for that reason. The near guaranteed Stone Giant Lord is so deadly at that point in the game.

A little off topic, but how come you don't burden yourself and train strength up? Or pay Garth, or eat ogre/giant type corpses, or use potions?