I recently won a completely random character on my stream and was not awarded the "Beloved by Fate" achievement. I had clicked the fate option for every aspect of my character, so I surely did everything necessary to have that achievement unlocked. I don't have a save file for you (obviously), but my character "Fate Smiles" on rogueleague is the one. You can also check out the beginning and end of my streams for verification:

Beginning: https://www.twitch.tv/videos/223481234
Mid-game: https://www.twitch.tv/videos/223481662
End-game: https://www.twitch.tv/videos/223482105